Kimberly A. Drudi
Community Banking Officer

NMLS Registry Number – 699767

50 Elm Street
Baldwinville MA 01436

Office: 978-321-5081
Fax: 978-939-5571

Email: kdrudi@atholsb.com

Business Hours: Monday through Friday 8:00 a.m. - 5:00 p.m.

Lending Area:  Serving Baldwinville and surrounding communities.

Kim has been with Athol Savings Bank since 1975 and is an expert in the industry of financial services.  Kim understands the financial needs of customers and is equipped to assist with offering a full array of Athol Savings Bank’s lending and retail products.  Kim originates from our Winchendon area, working the majority of her career in the Winchendon community and currently she can be found in our Baldwinville office located at 50 Elm Street. 



Athol Savings Bank is proud to provide new and existing customers with modern technology and advanced services to fulfill their banking needs online. Applying for mortgages and home equity loans online is easy.

  1. Check Rates to get a personalized quote to suit your needs.
  2. Apply Now and complete the application. A Loan Officer will be assigned to you based on the subject property location after you submit your application.
  3. Choose a Loan Officer if you prefer to work with a particular Loan Officer.
  4. Click Loan Status/View Disclosures if you have already started an application and would like to log in to your profile to check the status or review your disclosures.

Want to have personal assistance?

You can call or email me to answer any of your questions or to ask for advice.


We offer pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. I will assist you with explanations of each program on the site and I am always just a call or email away!